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• Pre-Qualification-Buyer self-reports to lender financial history:  income, assets, debts, and credit score. Lender reviews information and gives buyer an estimate of what they would qualify for. Doesn’t always require documentation

• Pre-Approval-Requires documentation and verification of your income, assets, debts, credit check (hard inquiry on your credit report)

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Buyers should be Pre-Approved prior to making an offer on a house.

Call one of our local lenders to start the process: